Do not fall victim to fraud or scams.

Reputable consumer lenders do not ask you to pay money to obtain a loan.

Lenders are required to assess your situation before extending a loan. There are various ways this is done. However, reputable lenders will not ask you to pay money before they agree to fund your loan. This is especially true with UKash vouchers, which are just like cash. Anyone requesting UKash vouchers from you is likely to take that money and disappear.

Do your homework first. If a lender asks you for payment of funds or a deposit to fund your loan, be skeptical. Visit the FCA’s website to find out if the lender you’re dealing with has interim permission or full authority from the FCA. If they do, then make sure the entity you’re dealing with is the same entity that has FCA authority. Be warned that scammers represent themselves as legitimate companies, but their contact phone numbers or email addresses will not match the information registered with the FCA.

If you want to proceed and think you’re dealing with a legitimate firm, always call the firm back on the company’s registered phone number.

Visit the FCA’s “Loan Fee Fraud” page for more details. does not charge you a fee to match you with a lender. will never ask you to pay a fee, purchase UKash vouchers or make a deposit. Our business is to match you with an authorised lender, and we always do this free of charge. Lenders pay us for the assistance we provide in the marketing process whether or not you obtain a loan with that lender.

Report scams to the Financial Conduct Authority (FCA)

Visit the FCA’s “Report a Suspected Scam” page to learn how to report scams. Even if you didn’t fall victim to the scam, it’s helpful to report it so the FCA knows to take action and shut it down. You can also report scams to ActionFraud, the National Fraud & Cyber Crime Reporting Center.